Priority Sectors

Woman-Owned / Managed Business refers to a business where women have significant ownership, control, or leadership roles. These businesses play a crucial role in economic development by fostering gender equality, entrepreneurship, and financial independence for women.

At NCGIL, we prioritize financial inclusion by supporting women entrepreneurs through credit guarantee schemes. By partnering with financial institutions, we help women-led businesses secure funding, even with limited collateral, enabling them to scale and grow sustainably.

An environment-friendly business, also known as a green business, operates with a commitment to sustainability, minimizing environmental impact, and promoting eco-friendly practices. These businesses prioritize resource efficiency, waste reduction, and the use of renewable energy to support environmental conservation and combat climate change.

At NCGIL, we prioritize financing for environment-friendly businesses through our credit guarantee schemes, enabling access to funding for sustainable projects. By partnering with financial institutions, we support businesses that promote renewable energy, sustainable agriculture, eco-tourism, and green technology.

The tourism industry is one of Sri Lanka’s most vital economic sectors, known for its diverse landscapes, rich cultural heritage, and warm hospitality. The country is a top travel destination, attracting millions of visitors annually with its stunning beaches, ancient ruins, wildlife reserves, and scenic highlands.

Recognizing tourism as a priority sector, NCGIL provides credit guarantee schemes to businesses in hospitality, eco-tourism, and travel services. By improving access to financing through our partner banks and financial institutions, we help tourism entrepreneurs grow and sustain their businesses.

The agriculture industry is one of Sri Lanka’s most critical economic sectors, contributing significantly to employment, food security, and exports. It supports millions of livelihoods, particularly in rural areas, and plays a key role in the country's GDP.

At NCGIL, we prioritize the agriculture sector through our credit guarantee schemes, enabling farmers and agribusinesses to access financing from partner banks. By reducing collateral requirements, we support sustainable farming, agribusiness expansion, and rural economic development.

The Information Technology (IT) industry in Sri Lanka is one of the fastest-growing sectors, playing a vital role in economic growth, digital transformation, and employment generation. With a strong talent pool and a growing startup ecosystem, Sri Lanka is positioning itself as a regional IT hub. Earnings from IT indusrty has surpassed the export earnings from traditional businesseses in country.

Recognizing IT as a priority sector, NCGIL supports IT startups, SMEs, and service providers through credit guarantee schemes. By enabling easier access to finance, we help businesses scale, innovate, and contribute to Sri Lanka’s digital economy.

The export industry is a crucial driver of Sri Lanka’s economy, contributing significantly to foreign exchange earnings, job creation, and economic growth. With a strong presence in global markets, the country exports a diverse range of products, including apparel, tea, rubber, spices, seafood, and IT services.

At NCGIL, we facilitate export industry growth by providing credit guarantee schemes, enabling exporters to access financing with reduced collateral requirements. Our support helps businesses scale operations, enter new markets, and enhance competitiveness in the global trade ecosystem.